How can we
help you?

ARIE (Adaptive Risk Intelligence Engine) is Investment Talks’ artificial intelligence engine. It assesses your investor profile across 5 dimensions: Risk Capacity (RC), Real Intention (RI), Risk Tolerance (RT), Emotional Control (EC) and Financial Literacy (FL). The diagnosis takes 8–12 minutes and generates a personalised report with recommended strategic allocation.

Yes, the ARIE Diagnosis is completely free. At the end you receive a report with your investor profile, MiFID II classification and the recommended strategic allocation. For personalised follow-up with a Wealth Advisor, check our plans at investmenttalks.pt.

Yes. The ARIE diagnosis can be repeated whenever you wish, especially after significant changes in your financial, personal or emotional life. We recommend repeating the diagnosis every 12 months or after important events such as a job change, inheritance or shift in goals.

Through a structured process that considers factors such as financial goals, time horizon, risk tolerance, and financial situation, allowing us to identify an investment strategy suited to your profile.

Yes. Your goals can be updated whenever necessary, allowing your investment strategy to evolve according to your circumstances.

A risk profile helps ensure that your investment strategy is aligned with your ability and willingness to take risks, promoting more consistent decisions over time.

iTalks is an investment portfolio planning and management platform that combines technology, artificial intelligence, and expert guidance to help investors make more informed decisions aligned with their goals.

The platform is designed for investors of varying experience levels, from beginners seeking guidance to more experienced investors looking to optimize their portfolios.

No. iTalks does not execute buy or sell orders for financial assets nor does it hold user funds. The platform provides analysis, planning, and decision-making support tools.

The Market Dashboard displays market data with periodic automatic updates. The data is for illustrative and informational purposes only — it does not constitute a recommendation to buy or sell assets. For real-time data, we recommend specialist platforms such as Bloomberg, TradingView or Reuters.

The platform uses your goals, risk profile, and investment preferences to support the creation of a diversified portfolio aligned with your strategy.

Diversification consists of distributing investments across different assets, sectors, or geographic regions, reducing dependence on a single investment.

Rebalancing consists of periodically adjusting the portfolio composition to keep the asset allocation aligned with the initially defined strategy.

Yes. The platform provides simulation tools that allow you to assess the impact of different market scenarios and allocation strategies.

It is a complementary service that provides specialized guidance for investors seeking closer support in building, managing, and optimizing their investment strategies.

The platform provides technological tools to support decision-making. Wealth Advisory adds specialized human support and a more personalized approach.

Yes. The platform can be used independently, depending on the features and plans available.

No account is required to complete the ARIE Diagnosis or consult the Market Dashboard. At the end of the diagnosis, you can choose to share your data with us to receive the report by email and access personalised follow-up.

Please check your spam or junk folder. The email is sent from contact@investmenttalks.pt. If you cannot find it, you can contact us via WhatsApp (+351 923 348 432) with your name and email for manual resending.

No. Investment Talks is a platform for education, diagnosis and strategic advisory. We do not manage funds or hold management mandates. Order execution is always your responsibility, through your broker or bank. Our Wealth Advisors guide you on strategy but never execute transactions on your behalf.

The iTalks methodology applies to any portfolio size. For follow-up in the Wealth Advisor Program, we recommend an initial portfolio of at least €5,000 to ensure efficient diversification. However, the ARIE diagnosis and educational resources are accessible to everyone, regardless of available funds.

MiFID II (Markets in Financial Instruments Directive II) is the European directive that regulates investment services. It classifies investors as Retail, Professional or Eligible Counterparty. ARIE applies this classification to your profile to ensure that recommendations are aligned with the appropriate level of regulatory protection for you.

iTalks provides analysis, planning, and decision support tools. Any service subject to regulatory framework will be provided in accordance with applicable law.

Yes. All investments involve risk, including the possible partial or total loss of invested capital. Past performance is not a guarantee of future results.

MiFID II (Markets in Financial Instruments Directive II) is the European directive that regulates investment services. It classifies investors as Non-Professional, Professional or Eligible Counterparty. ARIE applies this classification to your profile to ensure that recommendations are aligned with the appropriate level of regulatory protection for you.

Yes. The protection and confidentiality of user data is a priority, and appropriate technical and organizational measures are adopted to ensure its security.

Personal data is processed in accordance with applicable legislation and the platform's Privacy Policy.

Investment Talks does not provide financial advice or manage assets. Our role is to provide technology and infrastructure that enables more informed and connected investment decisions.

The Investment Talks website communicates ecosystem, technology and investment infrastructure. iTalks is a digital investment decision-support platform that combines analytical tools, simulation and access to independent specialists.