Privacy Policy

1.1 Introduction

Investment Talks is committed to protecting the privacy and personal data of users of its digital platforms, websites, applications, and services.

This Privacy Policy describes:

• what personal data may be collected;
• how that data may be used;
• the legal grounds for processing;
• users' rights;
• and the measures adopted to protect and secure information.

The processing of personal data will be carried out in accordance with:

• the General Data Protection Regulation (GDPR);
• applicable Portuguese legislation;
• and other relevant European data protection standards.

1.2 Data Controller

The entity responsible for processing personal data is:

For questions related to data protection and privacy, users may contact: contact@investmenttalks.pt

1.3 Personal Data Collected

Investment Talks may collect different categories of personal data, including:

Identification Data

• name;
• email;
• phone number;
• country of residence;
• registration and authentication information.

Usage and Browsing Data

• IP address;
• device used;
• browser;
• operating system;
• pages visited;
• interactions with platform features;
• usage metrics;
• technical logs.

Financial and Investment Profile Data

Depending on the services used, the following may be collected:

• risk profile;
• financial objectives;
• investment preferences;
• questionnaire responses;
• information related to financial strategies or interests;
• interactions with simulators and analytical tools.

Marketplace and Advisory Data

Where applicable, data related to the following may be processed:

• interaction with experts;
• advisory requests;
• session scheduling;
• communications between users and advisors;
• onboarding for regulated services.

Analytical and Technological Data

The platform may collect:

• analytical data;
• behavioural metrics;
• information on the use of AI features;
• interactions with technological tools;
• usage preferences and patterns.

1.4 Purpose of Processing

Personal data may be used for:

• provision and management of the platform;
• authentication and security;
• improving user experience;
• personalisation of features;
• analytics and performance monitoring;
• technological development and optimisation;
• provision of AI tools and analytics;
• digital onboarding;
• institutional communications;
• technical support;
• fraud prevention;
• compliance with legal and regulatory obligations;
• integration of advisory services and regulated partners, where applicable.

1.5 Legal Basis for Processing

The processing of data may be based on:

• user consent;
• contractual performance;
• legitimate interest;
• compliance with legal obligations;
• pre-contractual measures requested by the user.

1.6 Experts Marketplace and Regulated Partners

The platform may allow interaction with:

• independent experts;
• advisors;
• consultants;
• regulated partners;
• third-party financial entities.

In certain situations:

• Investment Talks may act exclusively as a technological platform or operational intermediary;
• experts or partners may act as independent data controllers;
• those entities' own privacy and data protection policies may apply.

Where applicable, users will be informed of the entity responsible for the respective services.

1.7 Sharing Data with Third Parties

Personal data may be shared with:

• technology providers;
• cloud service providers;
• analytical tools;
• operational partners;
• communication platforms;
• regulated partners;
• experts integrated into the platform;
• competent authorities, when legally required.

Investment Talks will endeavour to ensure that such entities adopt adequate levels of data protection and security.

1.8 Data Retention

Personal data will be retained only for as long as necessary for:

• the purposes for which they were collected;
• compliance with legal obligations;
• regulatory requirements;
• dispute resolution;
• legitimate protection of the platform's interests.

1.9 Data Sharing

Data may be shared with:

• technology providers;
• operational partners;
• service providers;
• competent authorities when legally required.

1.10 User Rights

Under applicable law, users may:

• access their personal data;
• request rectification;
• request erasure;
• restrict processing;
• object to processing;
• request data portability;
• withdraw consent, where applicable.

Requests may be sent to: contact@investmenttalks.pt

1.11 Data Security

Investment Talks implements appropriate technical, organisational, and security measures to protect personal data against:

• unauthorised access;
• improper use;
• loss;
• destruction;
• alteration;
• improper disclosure.

1.12 Cookies and Tracking Technologies

The platform may use:

• cookies;
• pixels;
• scripts;
• analytical technologies;
• tracking and monitoring tools.

For more information, please consult the Cookie Policy.

1.13 International Data Transfers

Certain technology providers or partners may be located outside the European Economic Area.

Where applicable, Investment Talks will endeavour to ensure adequate data protection mechanisms in accordance with the GDPR.

1.14 Changes to the Privacy Policy

Investment Talks may update this Privacy Policy periodically to reflect:

• legal changes;
• technological developments;
• new services;
• operational or regulatory changes.

We recommend checking this policy regularly.

1.15 Contact

For any questions related to privacy, data protection, or the exercise of rights, users may contact: